AmericasCare™: Community-Controlled Healthcare
Your Healthcare, Your Way! At Americas Policy Institute we have examined the healthcare industry and found with AmericasCare™, Americans can get world-class healthcare—anytime, anywhere in the world, —without crushing costs or red tape.
AmericasCare™ delivers savings of $1 trillion annually, covering all your needs, and investing in your community’s future. Sign the petition now to make it happen!
Why It Works:
Insurance giants and government bureaucracies inflate costs while you struggle with denied claims leading to unpaid medical bills, bankruptcies and ruined credit ratings. AmericasCare™ eliminates all this, putting you in control:
Profits and Wasteful Spending:
In 2022 top insurers (UnitedHealth, Anthem, Aetna, Cigna, Humana) earned $70 billion in profits while raising premiums 7-10% yearly.
UnitedHealth’s CEO received a $144.7 million salary—enough for 30,000 families’ premiums.
Government programs waste $98 billion in Medicare improper payments (2022).
AmericasCare™ saves $1 Trillion:
Insurance Overhead: Eliminating profits and administration saves $600 billion.
Government Bureaucracy: Cutting overhead and fraud saves $300 billion.
Bankruptcies: Preventing 600,000 medical bankruptcies saves $50 billion in legal and economic costs.
Collection Costs: Ending insurer/provider disputes and collection of unpaid medical bills saves $50 billion.
Profit and waste from our pain and suffering is just wrong. No more corporate greed and federal waste and fraud. AmericasCare™ delivers affordable, accessible healthcare for every American.
Full Coverage: AmericasCare™ covers ALL care, including:
Hospital and specialty care.
Long-term care and in-home caregiver support.
Mental health, dental, and vision services.
Ground and air ambulance services, fully funded.
Worldwide medical treatment for global access.
Essential travel for care (e.g., flights to specialists).
Essential cosmetic procedures (e.g., reconstructive surgery).
Social determinants (e.g., housing, nutrition) to prevent illness.
Zero Out-of-Pocket: No copays or deductibles—funds cover all costs, eliminating 600,000 medical bankruptcies annually and eliminating Medicaid’s 5-year look-back, ensuring the assets your worked for all your life, your savings and property can be passed to your heirs.
How It Works:
AmericasCare™ pools funds we are already spending into a trust fund in each of the 435 congressional districts, managed by elected trustees, paying providers via stablecoin for instant, secure transactions:
Trust Fund: Each district’s trust fund, similar to the Medicare Trust Fund, ensures community-led control of healthcare dollars.
Stablecoin Payments: Funds hire bill payment firms to pay providers using stablecoin (e.g., USDC), a digital currency pegged to the dollar, ensuring fraud-proof, transparent transactions via blockchain. Stablecoin is faster and cheaper than traditional banking, with no middleman fees.
Community Investment: Trust funds can fuel (we can loan our own money back to ourselves) home loans, car loans, and business loans, with interest rates set by communities (e.g., 1%, 2%, 3%) eliminating the Federal Reserve’s rate-setting and keeping wealth local.
Transparency: Audited annual reports track every stablecoin for accountability.
Sources of Funding:
AmericasCare™ uses existing funds, no new taxes:
Health Insurance Premiums: $1.3 trillion annually from private plans (employer, individual).
Medicare Taxes: $900 billion from payroll taxes (2.9% of wages).
Medicaid Funds: $800 billion from federal/state contributions.
ACA Subsidies (Obamacare): $91 billion in premium tax credits.
Workers' Compensation: $47 billion (primarily medical costs) for work-related injuries.
Auto Insurance Health Components: $50 billion from medical coverage (e.g., PIP, MedPay).
Homeowner Insurance Health Components: $10 billion from medical payments for property injuries.
Business Insurance Health Components: $30 billion from liability health costs.
Out-of-Pocket Payments: $400 billion in copays/deductibles, phased out as costs drop, with optional contributions.
Investment Returns: $100-200 billion annually from loans and stocks.
Ask yourself, what is the actual service that Health Insurance Companies and the Government provide.
THEY PAY OUR BILLS! THAT'S IT! Is that a service we really need especially for the price? Can't we do this ourselves?
They collect OUR money put it all in one big pile, pay as few of our medical bills as possible all in the name of "Profit" and Government obviously doesn't care about the fraud and waste that has been going on for years!
Does it really make sense to give our money to insurance companies and the government only to have them dictate to us what "THEY" will and won't pay and what medical care will and won't be provided? The answer is NO!
Sign the Petition! Demand Action! Urge Congress to enact AmericasCare™.
This (1) ONE CHANGE of redirecting the money will put us in charge of our own Healthcare!